We don't work for the banks. We work for you.
We believe in finding finance that's right for you.
At Ferns Finance, our core philosophy is simple: we don't work for the banks; we work for you. This means our loyalty lies squarely with your financial well-being. We believe in finding finance that's right for you, meticulously searching across a wide range of lenders to secure solutions that truly align with your unique goals and circumstances, rather than being limited to what a single institution can offer.
Meet your broker
Gwen Fernandes
Gwen is a licensed broker operating a finance broking business in South East Queensland Australia. With 14 years experience in banking and lending, the goal is to become a top finance broker by providing exceptional service and securing competitive loans for clients. Gwen started her journey of homeownership & business ownership as a single mother in a single income household. The process was difficult, but not impossible. Her vision as a broker is to empower individuals, families and businesses from all walks of life across Queensland to achieve their dream of homeownership or business ownership. She believes that every person deserves the opportunity to improve their financial wellbeing.
Let’s chat today to find the right solution for you.
Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.
Industry articles & insights from Ferns
The ATO Is Coming for Small Business Debt: Here's What You Need to Know Before 1 July 2026
The ATO is no longer being patient with unpaid tax debt and small businesses are carrying the bulk of the $50 billion it's chasing. With a stack of major changes hitting on 1 July 2026 (payday super, the closure of the ATO's clearing house, and the instant asset write-off deadline), now is the time to get your house in order. This article breaks down what's changing, what it costs to ignore it, and the practical steps you can take this week to protect yourself and your business.
ATO Debt Is Crushing Small Businesses Right Now. Here's How to Fight Back
Australian small businesses are facing the harshest ATO enforcement environment in over a decade and the cost of doing nothing has never been higher. This article breaks down what's changed, why ATO debt is now more dangerous and more expensive than most business owners realise, and how Ferns Finance Brokers can help you clear it with the right finance solution before enforcement escalates.
Government 0% Interest Business Loans Are Open Right Now!
The Federal Government has launched a $1 billion zero-interest loan scheme for Australian businesses impacted by the current fuel and supply chain crisis. Applications are open now through participating banks — but the window is only six months. Here's a plain-English breakdown of who qualifies, how much you can borrow, and what to do next.