Your property journey starts here. Home loans & mortgages.

Unlock your dream home or investment property across Beenleigh, Logan, Scenic Rim & Gold Coast. Gwen Fernandes simplifies mortgages, from first homes to refinancing.

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First home loans

Buying your first home is an exciting time - but it can also be complicated - our job is to make it easy for you.

Next home loans

Ready for your next property adventure? Whether you're upgrading to a larger home, downsizing for a simpler lifestyle, or investing in the property market, Ferns Finance is here to make your next home loan journey seamless.

Investment loans

Ready to expand your wealth through property? Investment property loans are a powerful tool for building your portfolio and securing your financial future.

Construction loans

Dreaming of building or renovating your ideal home? Our personalised construction loan solutions are designed to make your vision a reality. At Ferns Finance, we do all the legwork to match your specific needs to the right loan, saving you time, stress, and hassle.

Pre-approval

Ready to confidently enter the property market? Getting pre-approved for your home loan is the essential first step, giving you clarity on what you can afford and boosting your negotiation power.

Refinancing

Whether you're seeking a lower interest rate, looking to consolidate debt, access equity, or simply want a loan that better fits your lifestyle, Gwen @ Ferns is here to guide you to a smarter mortgage solution.

Self-employed home loans

Being self-employed shouldn't stop you from owning your dream home. At Ferns Finance, we specialise in self-employed home loans, understanding the unique financial structures of business owners and contractors. We're here to make securing your home loan a straightforward process, even without a traditional payslip.

SMSF

Unlock the power of your super to invest in property with a Self-Managed Super Fund (SMSF) loan. At Ferns Finance, we offer personalised SMSF lending solutions, helping clients strategically purchase residential and commercial property within their SMSF.

Let’s chat today to find the right solution for you.

Let’s chat today to find the right solution for you. Whether it's your first home, a growing business, or a new vehicle, Gwen and the Ferns Finance team are here in Beenleigh, Logan, Scenic Rim, and on the Gold Coast to offer expert, obligation-free advice tailored to your goals.

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Industry articles & insights from Ferns

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The ATO Is Coming for Small Business Debt: Here's What You Need to Know Before 1 July 2026

The ATO is no longer being patient with unpaid tax debt and small businesses are carrying the bulk of the $50 billion it's chasing. With a stack of major changes hitting on 1 July 2026 (payday super, the closure of the ATO's clearing house, and the instant asset write-off deadline), now is the time to get your house in order. This article breaks down what's changing, what it costs to ignore it, and the practical steps you can take this week to protect yourself and your business.

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ATO Debt Is Crushing Small Businesses Right Now. Here's How to Fight Back

Australian small businesses are facing the harshest ATO enforcement environment in over a decade and the cost of doing nothing has never been higher. This article breaks down what's changed, why ATO debt is now more dangerous and more expensive than most business owners realise, and how Ferns Finance Brokers can help you clear it with the right finance solution before enforcement escalates.

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Government 0% Interest Business Loans Are Open Right Now!

The Federal Government has launched a $1 billion zero-interest loan scheme for Australian businesses impacted by the current fuel and supply chain crisis. Applications are open now through participating banks — but the window is only six months. Here's a plain-English breakdown of who qualifies, how much you can borrow, and what to do next.

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